Attention homeowners in Mount Airy and Frederick County: Need an appraisal?

The top 7 reasons MD homeowners need Alpha (240) 483-7802:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Frederick county's assessment of your property
  3. Remove PMI to cut your mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Frederick county or MD

Need help deciding the price of your house in or near Mount Airy, MD?
Contact Alpha (240) 483-7802.

At Alpha (240) 483-7802, we understand the special needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Alpha (240) 483-7802, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. Alpha (240) 483-7802 is qualified in helping homeowners just like you get rid of unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Alpha (240) 483-7802 is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be troublesome from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Alpha (240) 483-7802 can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for verity or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.